Whether you’re in pawn jewelry of a vintage heirloom or an everyday staple, local pawn shops are treasure troves of sparkling jewelry. Oftentimes, these jewelry emporiums are overlooked, but the experts at a pawn shop can offer you a wealth of knowledge about gemstones, metals and design. Plus, they’re masters at detecting imperceptible flaws that can lower the price of your diamond ring.

Before you bring your jewelry to a pawnshop, consider the factors that influence its value. The type of stone will have the biggest impact, but other elements such as weight and craftsmanship also play a role in determining its worth. Some pawnshops specialize in particular types of jewelry, such as Navajo pieces made with turquoise from the Bisbee, Morenci and Lone Mountain mines. If you’re looking for a specific designer piece, it’s important to know whether your jeweler is familiar with the jewelry maker in order to receive an accurate appraisal of its worth.

Affordable Pawn Shop Jewelry Deals You Can’t Miss

Jewelry pawning is not ideal for those in need of a short-term cash loan, as pawnshops often sell items at a fraction of their actual worth. However, if you’re an expert negotiator, you can maximize the amount of money you’ll receive for your jewelry. For example, you can make sure you’re getting the right price for gold or silver by bringing it to multiple shops and shopping around. Also, by making sure you can repay your jewelry within the allotted time frame, you’ll ensure you’re not wasting your valuables.